EASE, which stands for ERISA Access Serving Everyone, supports plans that offer everyone including self-employed Americans, like real-estate agents, Uber drivers, and small business owners, the opportunity to form a partnership and gain access to affordable, flexible group health coverage.
Self-employed individuals do not have the opportunity to purchase group health insurance plans through a traditional employer. More than twenty million self-employed people don’t have access to employer-sponsored plans or to Obamacare subsidies. Many of these individuals have been priced out of health insurance, as premiums and deductibles have risen, and do not qualify for subsidies.
Under the law that governs employee benefit plans, a partnership is considered a single employer. Therefore, members of a partnership qualify to purchase group health insurance plans under ERISA.
EASE Alliance supports plans that adhere to the following principles including: protection against discrimination, financial stability, compliance with federal law including ACA and ERISA, and access for self-employed individuals.